The Financial Conduct Authority Chief Executive has published a speech this week titled “A reform-minded regulator”, setting out how it intends to adapt to a faster-moving market environment. The direction of travel is clear. The FCA is positioning itself to be more responsive, more flexible, and more aligned with UK growth while maintaining high standards. Key themes from the speech: Regulation must evolve alongside faster, more volatile markets A stronger focus on supportin

FCA Finalises Rules for New Advice Regime The Financial Conduct Authority (FCA) has finalised its new “targeted support” regime, designed to close the UK’s long-standing financial advice gap. The framework allows authorised firms to provide regulated recommendations to groups of consumers with shared characteristics, without carrying out a full individual suitability assessment. Targeted support sits between generic guidance and full personalised advice. The FCA’s aim is to m

FCA Review: Consolidation in the Advice & Wealth-Management Sector The FCA has released its review into consolidation across the financial advice and wealth-management sector — and the message is clear: growth through acquisition is not inherently positive. The outcomes depend on how well firms manage governance, financial resilience and post-acquisition integration. The review highlights that consolidation can bring benefits — including scale and operational efficiency — whe