FCA Warns: Weak Risk Frameworks Won’t Cut It — Time for Smarter Oversight and AI-Driven Insight The FCA’s latest multi-firm review has highlighted major weaknesses in how regulated firms assess and manage risk. The regulator found that many firms: Still use underdeveloped risk frameworks that don’t reflect their size or complexity Fail to stress-test liquidity risks or model realistic scenarios Overlook group-level interdependencies, missing how parent companies or affiliates

FCA extends car finance compensation plan as lenders push back The Financial Conduct Authority (FCA) has launched a consultation on an industry-wide compensation scheme for motor-finance customers who may have been mis-sold deals between 6 April 2007 and 1 November 2024. Key points: The issue centres on hidden or undisclosed commissions (including discretionary commission arrangements) that may have inflated costs for borrowers. Around 14.2 million agreements — roughly 44% of

Companies House Reform Update — 1 Million Verified Already Over one million people have already verified their identity ahead of the upcoming Companies House changes — a major milestone as the UK strengthens corporate transparency. From 18 November 2025, all new and existing company directors and persons with significant control (PSCs) must verify their identity with Companies House — either through GOV.UK One Login or an Authorised Corporate Service Provider (ACSP). Why it

🚨 New Companies House ID Verification Rules – Effective 18 November 2025 Big changes are coming under the Economic Crime & Corporate Transparency Act 2023. From 18 November 2025, all UK company directors, LLP members, and persons with significant control (PSCs) will need to complete mandatory identity verification. ✅ New directors or PSCs must verify before their appointment is filed.  ✅ Existing companies have 12 months to complete verification (aligned with their next conf

atchdog Services, we go beyond raw data. We provide Companies House information combined with a From 18 November 2025 , Companies House...

Companies House Mandatory identity verification Starting 18 November 2025, Companies House will roll out mandatory identity verification...

🚨 3,500 dead people listed as UK company directors — a shocking revelation from Companies House records. A recent investigation has...